Our branches are currently closed and some banking services and features are temporarily unavailable while we complete our System Upgrade. Visit GICU.org/Upgrade for updates and service availability.
Greater Checking
When you open a new Greater Checking account you earn greater dividends, which are paid when eligibility requirements are met. Learn more
With Greater Iowa Credit Union’s Financial Futures Savings account, young savers learn the value of saving, goal-setting, and planning for their future, one dollar at a time.
Refinance your auto loan and earn cash back.
Are you looking to accelerate your savings? Refinance your auto loan and earn up to $500 cashback! Contact Us
Celebrating Young Savers!
We're excited to announce our new Financial Futures Giveaway! Each month brings a new chance to win awesome prizes that make saving even more rewarding. Click here to enter.
Greater Iowa is offering children ages 8 to 12 the opportunity to be an official GICU Kickoff Kid at an Iowa State Men’s Football game! Kickoff Kids will have exclusive access to the sidelines and will assist staff with kickoff.
Online banking is currently unavailable due to the System Upgrade. Learn more at GICU.org/Upgrade
Greater Savings
It's time for a GREATER way to save!
Earn more with your money by opening a Greater Savings account when you pair it with your Greater Checking.
Pair Greater Checking with Greater Savings and make the most of your everyday banking.
Earn up to 1.70% APY on up to $50,0001 when you qualify for the higher dividend on a paired Greater Checking!
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Greater Checking pays seriously high dividends. Make managing your money a walk in the park with GICU.
Account Requirements
Have a share (membership) account with a minimum balance of $5. All checking accounts have a minimum age requirement of 18 unless there is a joint holder on the account.
Qualifying for your Greater Checking account automatically qualifies you for the higher dividend rate on your Greater Savings account! Enrollments must be in place and all of the following transactions and activities must post and settle to your Greater Checking account prior to the close of business on the last business day of the month:
That's it. Even if you don't meet your qualifications during the month, your Greater Checking & Greater Savings accounts are still free. Plus, you'll still earn our base interest rate. And you can get right back to earning the higher dividend rate the very next month.
A Greater Savings account is designed to help your money grow by paying a higher dividend rate when certain account requirements are met. Our Greater Savings account pairs with Greater Checking and rewards qualifying members with a higher APY on their savings. There’s no minimum deposit to open, no monthly maintenance fee, and no minimum balance required to qualify for the higher dividend rate.
No. Greater Savings has no minimum deposit to open and no monthly maintenance fee.
Greater Savings accounts help your balance grow by paying dividends on the money you keep in the account. With this savings account, meeting the monthly qualifications on your paired Greater Checking account automatically qualifies your savings for the higher dividend rate. Dividends are compounded and credited monthly, allowing your earnings to become part of your balance and contribute to future growth.
Missing the monthly qualifications does not close your account or result in a monthly maintenance fee. Your Greater Checking and Greater Savings accounts remain free, and your Greater Savings balance still earns our base dividend rate. You can qualify for the higher rate again the following month by meeting all of the Greater Checking requirements for that monthly cycle.
To earn the higher dividend rate on Greater Savings, you need a Greater Checking account that meets its monthly qualifications. Before the close of business on the last business day of the month, at least 20 debit card purchases totaling $100 must post and settle, you must be enrolled in eStatements, and you must receive at least one direct deposit of $100 or more or make at least one payment through Greater Iowa bill pay from your Greater Checking account.
The higher Greater Savings rate requires a qualifying Greater Checking account. Contact us to confirm account eligibility and available savings options if you don't want to open both accounts.
You can get started with a Greater Savings account by contacting our team, and you’ll need to pair the account with Greater Checking to be eligible for the higher dividend rate. There is no minimum deposit required to open Greater Savings and no monthly maintenance fee. Once your accounts are established, meeting the Greater Checking qualifications each month automatically qualifies Greater Savings for its higher dividend rate.
Your financial goals deserve a greater start. Explore Greater Savings and take the next step toward your future.
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Being a part of something greater begins here.
Start building your child's financial future today.
1.70% APY on balances up to $50,0001
Ready to get started? Make the switch today!
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I’ve been with GICU for a little over a year now and I’m beyond impressed. Amazing staff at locations, accommodative, and super informative when explaining information I’m uneducated about! - Cory S.
I’ve been with GICU for a little over a year now and I’m beyond impressed. Amazing staff at locations, accommodative, and super informative when explaining information I’m uneducated about!