Loan Rates

APR (Annual Percentage Rate) is accurate as of December 1, 2024 and may change at any time. Other terms and products available. Please call for a personalized quote.

2022 and Newer Autos and Motorcycles**

APR*	Terms (Months)
As low as 5.49%	1-48
As low as 5.64%	49-60
As low as 5.79%	61-72
As low as 5.89%	73-84
Examples: 48 monthly payments of $348.78 for $15,000 borrowed at 5.49% APR 60 monthly payments of $383.32 for $20,000 borrowed at 5.64% APR 72 monthly payments of $411.85 for $25,000 borrowed at 5.79% APR 84 monthly payments of $582.24 for $40,000 borrowed at 5.89% APR **Less than 45,000 miles

2015-2021 Used Autos or Motorcycles**

APR*	Terms (Months)
As low as 5.99%	1-48
As low as 6.14%	49-60
As low as 6.24%	61-72
Examples: 48 monthly payments of $234.80 for $10,000 borrowed at 5.99% APR 60 monthly payments of $290.97 for $15,000 borrowed at 6.14% APR 72 monthly payments of $333.73 for $20,000 borrowed at 6.24% APR **Greater than 45,000 miles

2014 and Older Used Autos or Motorcycles

APR*	Terms (Months)
As low as 10.24%	1-36
As low as 10.74%	37-48
Examples: 36 monthly payments of $242.85 for $7,500 borrowed at 10.24% APR 48 monthly payments of $257.19 for $10,000 borrowed at 10.74% APR

Snowmobile or ATV - New

APR*	Terms (Months)
as low as 6.99%	1-36
as low as 7.99%	37-48
as low as 8.99%	49-60
Examples: 36 monthly payments of $30.87 per $1,000 borrowed at 6.99% APR. 48 monthly payments of $24.41 per $1,000 borrowed at 7.99% APR. 60 monthly payments of $20.75 per $1,000 borrowed at 8.99%APR.

Snowmobile or ATV - Used

APR*	Terms (Months)
as low as 7.99	1-24
as low as 8.99%	25-36
Examples: 24 monthly payments of $45.22 per $1,000 borrowed at 7.99% APR. 36 monthly payments of $31.80 per $1,000 borrowed at 8.99% APR.

Boat or Jet Ski - New

APR*	Terms (Months)
as low as 7.24%	1-60
as low as 8.24%	61-84
Examples: 60 monthly payments of $19.91 per $1,000 borrowed at 7.24% APR. 84 monthly payments of $15.71 per $1,000 borrowed at 8.24% APR.

Boat or Jet Ski - Used

APR*	Terms (Months)
as low as 7.99%	1-48
as low as 8.99%	49-60
Examples: 48 monthly payments of $24.41 per $1,000 borrowed at 7.99% APR. 60 monthly payments of $20.75 per $1,000 borrowed at 8.99% APR.

Motorhome or Travel Trailer - New

APR*	Terms (Months)
as low as 7.99%	1-60
as low as 8.74%	61-84
as low as 9.74%	85-120
Examples: 60 monthly payments of $20.27 per $1,000 borrowed at 7.99% APR. 84 monthly payments of $15.96 per $1,000 borrowed at 8.74% APR. 120 monthly payments of $13.07 per $1,000 borrowed at 9.74% APR.

Motorhome or Travel Trailer - Used

APR*	Terms (Months)
as low as 9.99%	1-60
as low as 10.99%	61-84
Examples: 60 monthly payments of $21.24 per $1,000 borrowed at 9.99% APR. 84 monthly payments of $17.12 per $1,000 borrowed at 10.99% APR.

Personal Loans

APR*	Terms (Months)
As low as 8.99%	1-12
As low as 9.99%	13-24
As low as 10.99%	25-36
As low as 11.49%	37-48
As low as 11.99%	49-60
As low as 15.99% for loans less than $2,500	up to 24
Example: 12 monthly payments of $218.62 for $2,500 borrowed at 8.99% APR 24 monthly payments of $161.49 for $3,500 borrowed at 9.99% APR 36 monthly payments of $163.67 for $5,000 borrowed at 10.99% APR 48 monthly payments of $195.63 for $7,500 borrowed at 11.49% APR 60 monthly payments of $222.39 for $10,000 borrowed at 11.99% APR 12 monthly payments of $90.73 for $1,000 borrowed at 15.99% APR

Clear in [10]™ - Home Equity Fixed 1st Lien Position Loan

APR*	Terms (Months)
as low as 5.99%	120
Example: $50,000 borrowed for 120 months at 5.99% APR, the monthly payment will be $554.85. • Example does not include any required taxes and insurance premiums. • Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

Free in [15] - Home Equity Fixed 1st Lien Position Loan

APR*	Terms (Months)
as low as 6.24%	180
Example: $50,000 borrowed for 180 months at 6.24% APR, the monthly payment will be $428.44. • Example does not include any required taxes and insurance premiums. • Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

APR*

Terms (Months)

as low as 6.24%

180

Example:
$50,000 borrowed for 180 months at 6.24% APR, the monthly payment will be $428.44.

• Example does not include any required taxes and insurance premiums.
• Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

Fixed Rate Home Equity Loans

APR*	Terms (Months)
as low as 6.49%	1-60
As low as 6.99%	61-120
As low as 7.49%	121-180
Example: 36 monthly payments of $306.44 for $10,000 borrowed at 6.49% APR 60 monthly payments of $395.93 for $20,000 borrowed at 6.99% APR 120 monthly payments $593.25 for $50,000 borrowed at 7.49% APR

Home Equity Line of Credit (HELOC) - 10 Year Draw Period Interest Only

APR*	Terms (Months)
as low as 7.75%	300
Example: Monthly payments of $64.58 for $10,000 borrowed at 7.75% APR during draw period. • Variable Rate tied to Prime • No fees are included as a percentage of the credit limit. • Estimated dollar range of closing costs is $165 - $695 • Maximum rate is 18.000% • No membership or annual fees apply. • No minimum, fixes, transaction, activity or similar finance charges will be imposed.

APR*

Terms (Months)

as low as 7.75%

300

Example:
Monthly payments of $64.58 for $10,000 borrowed at 7.75% APR during draw period.
• Variable Rate tied to Prime
• No fees are included as a percentage of the credit limit.
• Estimated dollar range of closing costs is $165 - $695
• Maximum rate is 18.000%
• No membership or annual fees apply.
• No minimum, fixes, transaction, activity or similar finance charges will be imposed.

Mortgage Loans

Call or click here for rates and terms. Real estate closing costs/fees vary based on loan amount, location and type of loan. Contact a real estate associate for actual costs for your specific loan.

Need to talk?

We're here to help - no matter what questions arise.