Loan Rates

APR (Annual Percentage Rate) is accurate as of May 4, 2023 and may change at any time. Other terms and products available. Please call for a personalized quote.

2021 and Newer Autos and Motorcycles**

APR*	Terms (Months)
as low as 5.24%	1-48
As low as 5.49%	49-69
As low as 5.74%	70-72
As low as 5.99%	73-84
Examples: 48 monthly payments of $347.07 for $15,000 borrowed at 5.24% APR 60 monthly payments of $381.93 for $20,000 borrowed at 5.49% APR 72 monthly payments of $411.26 for $25,000 borrowed at 5.74% APR 84 monthly payments of $584.15 for $40,000 borrowed at 5.99% APR **Less than 45,000 miles

2014-2020 Used Autos or Motorcycles**

APR*	Terms (Months)
As low as 5.49%	1-48
As low as 5.74%	49-60
As low as 6.04%	61-72
Examples: 48 monthly payments of $232.52 for $10,000 borrowed at 5.49% APR 60 monthly payments of $288.18 for $15,000 borrowed at 5.74% APR 72 monthly payments of $331.84 for $20,000 borrowed at 6.04% APR **Greater than 45,000 miles

2013 and Older Used Autos or Motorcycles

APR*	Terms (Months)
As low as 8.99%	1-36
As low as 9.49%	37-48
Examples: 36 monthly payments of $238.46 for $7,500 borrowed at 8.99% APR 48 monthly payments of $251.18 for $10,000 borrowed at 9.49% APR

Snowmobile or ATV - New

APR*	Terms (Months)
as low as 4.99%	1-36
as low as 5.99%	37-48
as low as 6.99%	49-60
Examples: 36 monthly payments of $29.97 per $1,000 borrowed. 48 monthly payments of $23.48 per $1,000 borrowed. 60 monthly payments of $19.80 per $1,000 borrowed.

Snowmobile or ATV - Used

APR*	Terms (Months)
as low as 5.99%	1-24
as low as 6.99%	25-36
Examples: 24 monthly payments of $44.32 per $1,000 borrowed. 36 monthly payments of $30.87 per $1,000 borrowed.

Boat or Jet Ski - New

APR*	Terms (Months)
as low as 5.24%	1-60
as low as 6.24%	61-84
Examples: 60 monthly payments of $18.98 per $1,000 borrowed. 84 monthly payments of $14.72 per $1,000 borrowed.

Boat or Jet Ski - Used

APR*	Terms (Months)
as low as 5.99%	1-48
as low as 6.99%	49-60
Examples: 48 monthly payments of $23.48 per $1,000 borrowed. 60 monthly payments of $19.80 per $1,000 borrowed.

Motorhome or Travel Trailer - New

APR*	Terms (Months)
as low as 5.99%	1-60
as low as 6.74%	61-84
as low as 7.74%	85-120
Examples: 60 monthly payments of $19.33 per $1,000 borrowed. 84 monthly payments of $14.97 per $1,000 borrowed. 120 monthly payments of $12.00 per $1,000 borrowed.

Motorhome or Travel Trailer - Used

APR*	Terms (Months)
as low as 7.99%	1-60
as low as 8.99%	61-84
Examples: 60 monthly payments of $20.27 per $1,000 borrowed. 84 monthly payments of $16.08 per $1,000 borrowed.

Personal Loans

APR*	Terms (Months)
As low as 6.99%	1-12
As low as 7.99%	13-24
As low as 8.99%	25-36
As low as 9.49%	37-48
As low as 9.99%	49-60
As low as 13.99% for loans less than $2,500	up to 24
Example: 12 monthly payments of $216.31 for $2,500 borrowed at 6.99% APR 24 monthly payments of $158.28 for $3,500 borrowed at 7.99% APR 36 monthly payments of $158.98 for $5,000 borrowed at 8.99% APR 48 monthly payments of $188.39 for $7,500 borrowed at 9.49% APR 60 monthly payments of $212.42 for $10,000 borrowed at 9.99% APR 12 monthly payments of $89.78 for $1,000 borrowed at 13.99% APR

Clear in [10]™ - Home Equity Fixed 1st Lien Position Loan

APR*	Terms (Months)
as low as 6.24%	120
Example: $50,000 borrowed for 120 months at 6.24% APR, the monthly payment will be $561.15. • Example does not include any required taxes and insurance premiums. • Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

Free in [15] - Home Equity Fixed 1st Lien Position Loan

APR*	Terms (Months)
as low as 6.49%	180
Example: $50,000 borrowed for 180 months at 6.49% APR, the monthly payment will be $435.28. • Example does not include any required taxes and insurance premiums. • Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

Fixed Rate Home Equity Loans

APR*	Terms (Months)
as low as 6.24%	1-60
As low as 6.74%	61-120
As low as 7.24%	121-180
Example: 36 monthly payments of $305.31 for $10,000 borrowed at 6.24% APR 60 monthly payments of $393.58 for $20,000 borrowed at 6.74% APR 120 monthly payments $586.75 for $50,000 borrowed at 7.24% APR

Home Equity Line of Credit (HELOC) - 10 Year Draw Period Interest Only

APR*	Terms (Months)
as low as 8.25%	300
Example: Monthly payments of $78.85 for $10,000 borrowed at 8.25% APR during draw period. • Variable Rate tied to Prime • No fees are included as a percentage of the credit limit. • Estimated dollar range of closing costs is $165 - $695 • Maximum rate is 18.000% • No membership or annual fees apply. • No minimum, fixes, transaction, activity or similar finance charges will be imposed.

APR*

Terms (Months)

as low as 8.25%

300

Example:
Monthly payments of $78.85 for $10,000 borrowed at 8.25% APR during draw period.
• Variable Rate tied to Prime
• No fees are included as a percentage of the credit limit.
• Estimated dollar range of closing costs is $165 - $695
• Maximum rate is 18.000%
• No membership or annual fees apply.
• No minimum, fixes, transaction, activity or similar finance charges will be imposed.

Mortgage Loans

Call or click here for rates and terms. Real estate closing costs/fees vary based on loan amount, location and type of loan. Contact a real estate associate for actual costs for your specific loan.

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