Loan Rates

APR (Annual Percentage Rate) is accurate as of Febuary 1st, 2024 and may change at any time. Other terms and products available. Please call for a personalized quote.

2022 and Newer Autos and Motorcycles**

APR* Terms (Months)
As low as 6.49% 1-48
As low as 6.74% 49-60
As low as 7.04% 61-72
As low as 7.34% 73-84

Examples:
48 monthly payments of $355.66 for $15,000 borrowed at 6.49% APR
60 monthly payments of $393.58 for $20,000 borrowed at 6.74% APR
72 monthly payments of $426.71 for $25,000 borrowed at 7.04% APR 
84 monthly payments of $610.38 for $40,000 borrowed at 7.34% APR

**Less than 45,000 miles

2015-2021 Used Autos or Motorcycles**

APR* Terms (Months)
As low as 6.99% 1-48
As low as 7.24% 49-60
As low as 7.54% 61-72

Examples:
48 monthly payments of $237.10 for $10,000 borrowed at 6.49% APR
60 monthly payments of $295.18 for $15,000 borrowed at 6.74% APR
72 monthly payments of $341.36 for $20,000 borrowed at 7.04% APR

**Greater than 45,000 miles

2014 and Older Used Autos or Motorcycles

APR* Terms (Months)
As low as 10.99% 1-36
As low as 11.49% 37-48

Examples:
36 monthly payments of $241.97 for $7,500 borrowed at 9.99% APR
48 monthly payments of $255.99 for $10,000 borrowed at 10.49% APR

Snowmobile or ATV - New

APR* Terms (Months)
as low as 6.99% 1-36
as low as 7.99% 37-48
as low as 8.99% 49-60

Examples:
36 monthly payments of $29.97 per $1,000 borrowed.
48 monthly payments of $23.48 per $1,000 borrowed.
60 monthly payments of $19.80 per $1,000 borrowed.

Snowmobile or ATV - Used

APR* Terms (Months)
as low as 7.99 1-24
as low as 8.99% 25-36

Examples:
24 monthly payments of $44.32 per $1,000 borrowed.
36 monthly payments of $30.87 per $1,000 borrowed.

Boat or Jet Ski - New

APR* Terms (Months)
as low as 7.24% 1-60
as low as 8.24% 61-84

Examples:
60 monthly payments of $18.98 per $1,000 borrowed.
84 monthly payments of $14.72 per $1,000 borrowed.
 

Boat or Jet Ski - Used

APR* Terms (Months)
as low as 7.99% 1-48
as low as 8.99% 49-60

Examples:
48 monthly payments of $23.48 per $1,000 borrowed.
60 monthly payments of $19.80 per $1,000 borrowed.

Motorhome or Travel Trailer - New

APR* Terms (Months)
as low as 7.99% 1-60
as low as 8.74% 61-84
as low as 9.74% 85-120

Examples:
60 monthly payments of $19.33 per $1,000 borrowed.
84 monthly payments of $14.97 per $1,000 borrowed.
120 monthly payments of $12.00 per $1,000 borrowed.

Motorhome or Travel Trailer - Used

APR* Terms (Months)
as low as 9.99% 1-60
as low as 10.99% 61-84

Examples:
60 monthly payments of $20.27 per $1,000 borrowed.
84 monthly payments of $16.08 per $1,000 borrowed.
 

Personal Loans

APR* Terms (Months)
As low as 8.99% 1-12
As low as 9.99% 13-24
As low as 10.99% 25-36
As low as 11.49% 37-48
As low as 11.99% 49-60
As low as 15.99% for loans less than $2,500 up to 24

Example:
12 monthly payments of $218.62 for $2,500 borrowed at 8.99% APR
24 monthly payments of $161.49 for $3,500 borrowed at 9.99% APR
36 monthly payments of $163.67 for $5,000 borrowed at 10.99% APR
48 monthly payments of $195.63 for $7,500 borrowed at 11.49% APR
60 monthly payments of $222.39 for $10,000 borrowed at 11.99% APR
12 monthly payments of $90.73 for $1,000 borrowed at 15.99% APR

Clear in [10]™ - Home Equity Fixed 1st Lien Position Loan

APR* Terms (Months)
as low as 7.49% 120

Example:
$50,000 borrowed for 120 months at 6.99% APR, the monthly payment will be $580.28.
• Example does not include any required taxes and insurance premiums.
• Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

Free in [15] - Home Equity Fixed 1st Lien Position Loan

APR* Terms (Months)

as low as 7.74%

180

Example:
$50,000 borrowed for 180 months at 7.24% APR, the monthly payment will be $456.15.

• Example does not include any required taxes and insurance premiums.
• Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

Fixed Rate Home Equity Loans

APR* Terms (Months)
as low as 7.49% 1-60
As low as 7.99% 61-120
As low as 8.49% 121-180

Example:
36 monthly payments of $308.73 for $10,000 borrowed at 6.99% APR
60 monthly payments of $400.66 for $20,000 borrowed at 7.49% APR
120 monthly payments $606.37 for $50,000 borrowed at 7.99% APR 

Home Equity Line of Credit (HELOC) - 10 Year Draw Period Interest Only

APR* Terms (Months)
as low as 8.50% 300

Example:
Monthly payments of $78.85 for $10,000 borrowed at 8.25% APR during draw period.
• Variable Rate tied to Prime
• No fees are included as a percentage of the credit limit.
• Estimated dollar range of closing costs is $165 - $695
• Maximum rate is 18.000%
• No membership or annual fees apply.
• No minimum, fixes, transaction, activity or similar finance charges will be imposed.

Mortgage Loans

Call or click here for rates and terms. Real estate closing costs/fees vary based on loan amount, location and type of loan. Contact a real estate associate for actual costs for your specific loan.

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*Annual Percentage Rate (APR) based on product, term and credit.

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