Credit Cards

world card
Mastercard®
World Card Premium
platinum rewards
Mastercard®
Platinum Rewards
platinum
Mastercard®
Platinum
rewards
Mastercard®
Cash Rewards
Card Details A prestige card for members who seek premium travel and merchandise rewards. For members who enjoy rewards that fit their lifestyle with CU Rewards. For members who want a no-frills card with a low rate. For members who seek 1% cash back on all purchases.
Introductory Annual Percentage Rate (APR)1 As low as 1.99% on purchases for the first 12 months.  As low as 1.99% on purchases for the first 12 months. As low as 1.99% on purchases for the first 12 months. No Introductory Rate
After Introductory Rate Purchase (APR)2 15.20% to 21.00%

15.20% to 21.00%

13.20% to 21.20%

17.20% to 20.20%

Introductory Balance Transfer (APR)3 As low as 1.99% on balance transfers for the first 12 months As low as 1.99% on balance transfers for the first 12 months As low as 1.99% on balance transfers for the first 12 months Not Available
Rewards: Account Opening & First 6 Months 10,000 and double points for first six months

5,000 and double points for first six months

None None
Rewards: Purchases After First 6 Months 1 point for every dollar spent 1 point for every dollar spent None None
Cash Rewards None None None 1% cash rewards for every dollar charged.
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1 Offer valid on all purchase transactions made with GICU consumer credit cards that post to the account between 11/1/23 and 12/31/23.  GiveIowa is a program managed by GICU that donates money to non-profit organizations in the communities we serve.  Swipe2Give donations will be split equally among the four 2023 GiveIowa charities.
2 APR (Annual Percentage Rate) on balance transfers, purchases and introductory rate for the first 12 months for qualified applicants.
3 1.99% to 7.99% introductory APR for qualified members; your rate is determined by creditworthiness. Not all applicants will qualify for an introductory rate. After the introductory period, rates are variable based on Prime Rate after the introductory period. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval. 

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