Credit Builder
Starting your credit journey? We’re here to help you take the first step with confidence.
Greater Iowa Credit Union’s Credit Builder Loan is designed specifically for members who are new to credit. As you repay the loan, we report your payment history to the credit bureaus, helping you establish or improve your credit score. It’s a simple, safe way to build positive credit history by showing consistent, on-time payments—one of the most important factors in your credit score.
Why Choose a Credit Builder Loan?
- Establish or improve your credit with no existing history required
- Learn good financial habits with manageable monthly payments
- No need for a large upfront deposit or collateral
- Support from your local credit union every step of the way
Ready to Get Started?
Visit any of our branches to talk with a team member. We’ll walk you through the process and help you build a better financial future—starting today.
Contact Us