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Guaranteed Asset Protection

Accidents happen. Vehicles are stolen. With Guaranteed Asset Protection (GAP), any difference between an insurance payout and the balance owed if the car is totaled or stolen, is covered. It’s smart protection and available on all Greater Iowa vehicle loans*.

Key Benefits


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  • Covers remaining loan balance, after your insurance deductible is met and the payout occurs
  • Coverage is provided for the term of the loan, up to 84 months
  • There are no year, mileage, or model restrictions on eligibility for this product
  • Financing for GAP can be included in a loan

  • Automatic Deductible Reimbursement - All GAP policies we sell automatically come with a coverage to reimburse deductibles for any insurance claim up to $500.

*Subject to certain exclusions and limitations. Waiver amount will be reduced by delinquent payments, late charges, refundable service warranty contracts and other insurance related charges. See the GAP Waiver Addendum for all terms, limitations, and exclusions.

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