Holiday Hours: All GICU locations will be closed for Independence Day on Friday, July 4th. We will resume regular business hours on July 5th.
Greater Checking
When you open a new Greater Checking account you earn greater dividends, which are paid when eligibility requirements are met. Learn more
Greater Savings
Earn more with your money by opening a GICU Greater Savings account when you pair it with your GICU Greater Checking. Learn more here!
Refinance your auto loan and earn cash back.
Are you looking to accelerate your savings? Refinance your auto loan and earn up to $500 cashback! Apply Online
Manage Your Cards
Download the new GICU Cards app to make credit card payments, set up alerts and controls, and report a card lost or stolen. Learn more
Project Classroom
Each Fall, we award ten grants of $1,000 each to winning K-8 teachers. Project Classroom grant funds can be used for classroom supplies, technology, equipment, and field trips – plenty of possibilities!
Apply Now
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We're here for you - no matter what questions arise.
A 15-year fixed rate mortgage gives you the ability to own your home free and clear in 15 years. And, while the monthly payments are somewhat higher than a 30-year loan, the interest rate on the 15-year mortgage is usually a little lower, and more important - you'll pay less than half the total interest cost of the traditional 30-year mortgage. However, if you can't afford the higher monthly payment of a 15-year mortgage don't feel alone. Many borrowers find the higher payment out of reach and choose a 30-year mortgage. It still makes sense to use a 30-year mortgage for most people.
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