Credit & Debt

  • Understanding Your Credit Score

    posted April 7, 2025 in Credit & Debt

    Have you ever wondered how your credit score is determined? This is a frequently asked question, and understanding it can be quite helpful.

  • Safe Online Shopping: Protect Your Digital Wallet with These Smart Practices

    posted March 18, 2025 in Credit & Debt

    As online shopping continues to grow, so do the risks associated with digital payments. With the increasing prevalence of cyber threats, it's essential to adopt secure online shopping habits to protect your financial information. Here are some key practices to keep your digital wallet safe.

  • A Credit Success Guide for College Students

    posted January 21, 2025 in Credit & Debt

    Sending your child off to college is a major milestone. While you're busy thinking about packing lists, course schedules, and student loans, there's another crucial topic that deserves your attention: credit utilization. Teaching your freshman how to manage credit responsibly can be an invaluable skill that sets them up for long-term financial success.

  • Does Good Debt Exist

    posted September 19, 2023 in Credit & Debt

    You may fear going into debt, and while that's not generally a bad thing. There are “good” types of debt that will actually increase your wealth in the long run.

  • Healthy Credit Card Habits

    posted December 30, 2022 in Credit & Debt

    Let's face it: credit impacts all of our lives. Of course, good credit will impact you positively and bad credit negatively. Your credit score reflects the way you use credit and helps lenders determine whether or not you are able to repay the loan based on your past financial performance. With a higher score, you may qualify for better interest rates, higher credit limits, and more types of credit than you would with a lower score. While there are no quick fixes to getting a good score, you c

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