Money Market Accounts Built for Bigger Savings
Earn more, access your money easily, and bank with people who know your name.
Open A Money Market Account Today
Why Choose a Money Market Account?
A money market account is a high-yield savings option that gives you the best of both worlds: higher returns than a regular savings account and the flexibility to access your money when you need it.
At Greater Iowa Credit Union, we know you want to grow your savings—without sacrificing convenience or transparency. Whether you’re building an emergency fund or setting money aside for your next big goal, our money market accounts help your money work harder while staying within reach.
Perfect if you:
- Want to earn more interest than a traditional savings account
- Need access to your funds without early withdrawal penalties
- Prefer to bank locally with a credit union that puts members first
Explore Our Best Money Market Options
Choose the Money Market Account That Fits Your Goals
Standard Money Market Account
- Minimum deposit: $2,500
- Tiered rates: The more you save, the more you earn
- Best for: Members who want to earn more than a standard savings account without committing to a fixed term
Key Features:
- Competitive dividend rates
- No monthly service fee with minimum balance
- Easy access through online and mobile banking
eMoney Market Account
- Minimum balance: $10,000
- Requirements: Enrollment in e-Statements
- Best for: Digital-savvy savers with larger balances looking for high-yield money market performance
Key Features:
- Even higher tiered dividend rates
- Streamlined, paper-free account management
- 24/7 access through our secure digital platforms
View Current Money Market Rates
Is a Money Market Account Right for You?
A money market account could be a smart move if:
- You're building a larger emergency fund
- You want to maximize earnings without locking in a term like a CD
- You value flexibility and easy access to your money
- You prefer banking with a local institution that puts members first
Why Open Your Account with Greater Iowa Credit Union?
At GICU, you’re not just earning a great rate—you’re joining a community that cares. We’re committed to helping you reach your financial goals with products that serve you now and into the future.
- Trusted financial partner serving Iowa since 1932
- Federally insured deposits for peace of mind
- Friendly, local service from people who know your name
- Digital tools that simplify saving
- A strong reputation for honesty, transparency, and member-first service
Start Earning More on Your Savings Today
With a GICU money market account, your money grows faster—without being out of reach. Whether you're saving for a rainy day, a dream vacation, or your next big move, we’re here to help you earn more and stress less.
Open An Account